Five Reasons to Keep Your 9 to 5 Job

By Anthony Hilb 

The idea of keeping a 9 – 5 job may seem impractical to individuals who are starting to succeed with their new microbusiness venture. I have always been well aware of the benefits of keeping a 9 – 5 job while owning a microbusiness, yet I did not have one when I started my first business because I was lucky enough to quickly find customers and earn enough to maintain a decent lifestyle with my wife.

As I am getting older, I have realized a 9 – 5 job suits my personality and my microbusiness ownership goals. Fortunately, I am working for an excellent company called ABRA Auto Body and Glass, and I completely identify with their vision. If you are like me and enjoy working for your company, here are five reasons you should keep your 9 – 5 job:

  1. As I have mentioned in many other articles and in my book Make Money with a Microbusiness, you can still have a 9 – 5 job and own a microbusiness at the same time. There are situations when you will need to choose one over the other, but in so many circumstances microbusinesses do not need to be pursued full-time. Some microbusiness owners have an automated online business while others hire someone to manage their business while they are at their 9 -5. Two of my microbusinesses are still open even though I also have a full-time job.
  2. If you are working independently on your microbusiness, you often will not be coached by anyone throughout the week, which will cause you to miss out on significant life and career lessons from those who are wiser than you.
  3. The professionalism you attain from your 9 – 5 job will stay with you while you are managing your microbusiness.
  4. If you work for a good company, you will get benefits like health insurance, a 401(k), stock options, paid time off, and profit sharing.
  5. Acquiring startup capital is much easier when you have a 9 – 5 job because lenders look at your job history and view you as a stable individual who will be able to pay back your loan. If your microbusiness does not work out, you will still have your 9 – 5 job, and you will still be able to pay back any debts as long as your calculations were reasonable.

Your income as a microbusiness owner may exceed what you would make at many 9 – 5 positions, but it is still important to consider the points listed above as well as other advantages of a 9 – 5 job that are unique to your situation. You may never need to work outside of your microbusiness, but for many of us a full-time job in addition to our business venture is a smart move. There is a lot to learn from working a 9 – 5 job, and I plan to have one for many years to come.

Felix Dennis

By Anthony Hilb

"You must believe in yourself. You must believe you can do it. You must believe that you are the one to do it. For if you will not believe in yourself, then why should anyone believe in you?"  -Felix Dennis

“You must believe in yourself. You must believe you can do it. You must believe that you are the one to do it. For if you will not believe in yourself, then why should anyone believe in you?”
-Felix Dennis

Felix Dennis, legendary entrepreneur and poet, passed away two days ago on Sunday, June 22, 2014. I discovered Felix at a rough time in my life; I was lost and confused about what I should do with my life at 23 years old. This is common, but what was uncommon was stumbling across business books by him in my local bookstore one evening. He was so honest about the nature of business in his books, and it was exactly what I needed to read. I felt like I didn’t have anyone to turn to at that time … reading his thoughts made such a positive difference for me and helped me make important decisions I was avoiding. I’m so sad he has passed away, but I am certain of one thing: The influence of Felix Dennis will live on.

I’ll conclude with a poem written by Felix about the getting of money:

How to Get Rich

Good fortune? The fact is

The more that your practice,

The harder you sweat,

The luckier you get.

Ideas? We’ve had ‘em

Since Eve deceived Adam,

But take it from me

Execution’s the key.

The money? Just pester

A likely investor.

To get what you need

You toady to greed.

The talent? Go sign it.

But first, wine and dine it.

It’s tedious work

With a talented jerk.

Good timing? To win it

You gotta be in it.

Just never be late

To quit or cut bait.

Expansion? It’s vanity!

Profit is sanity.

Overhead begs

To walk on two legs.

The first step? Just do it

And bluff your way through it.

Remember to duck!


and Good Luck!

Microbusinesses: A Great First Step

Starting a microbusiness is an incredible first step in the business world. If you are completely new to business, starting a part-time microbusiness is smart. You won’t have to quit your current job if you don’t want to. You can also take jobs whenever you want. For example, you may have the equipment to DJ weddings. You might only DJ three weddings a year while keeping your current job. It will earn you an extra $3,000 to $4,000, and you won’t have to go ‘all or nothing’ with your DJ services unless you really have that desire. This is one of the biggest misconceptions I’ve encountered when talking with others about starting a business. They believe they have to build a big business and make it their full-time job immediately. In many cases, this couldn’t be further from the truth. However, that doesn’t mean you can’t make your business a full-time job. I grew my first microbusiness and made it my full-time job because I worked hard and was lucky enough to have a lot of clients. Yet if you already have a secure income, you can do whatever you want with your microbusiness.

Starting a microbusiness will also help you when you own a bigger business. Going straight into owning a medium-sized or big business without experience on a smaller scale may be detrimental to your success. It’s like going to college before you have even started high school. There are many intelligent people who could handle college before they start high school, but they are the exceptions. If you are definitely the exception, then by all means, do not waste your time with a microbusiness – you will probably be fine starting a bigger business. Let’s get real: Most of us need to learn the basics of business by experience in order to increase our chances of success when our business endeavors become bigger and more complex. Starting a microbusiness will give you this vital experience. 

Stay the Course

Look at the wealthiest people in the world: most of them own a business or multiple businesses. They may not be the happiest people, but they do have a certain level of freedom that often is not attained by working an average or slightly above average employee position. As a result, they are usually pretty happy, too. Perhaps you have no interest in starting a business because of the risks and uncertainty. I understand that. An approach that seems to be a great fit for individuals who do not feel comfortable taking significant risks is to divide their savings and time. People in this situation often separate their savings into three or more categories. I have personally practiced putting savings into three funds:

  1. Ultra conservative funds earning basically no interest — usually cash in a lock box at the bank and in a savings account.
  2. Moderately conservative accounts such as index funds or mutual funds.
  3. Risky endeavors such as investing time and money in a microbusiness that may not turn a profit.

This approach allows employees to start a microbusiness or own a percentage of a business. Someone who has some extra savings they will not miss at all may hire a few app developers and own an app development company. It may not be profitable, which is why it is categorized as risky. However, if it is profitable, they have the chance of getting a high payout. Owning this kind of business is possible while keeping a day job. They are basically in charge of finding new clients and outsourcing the work to reliable app developers while they keep a percentage of the profits since they started the company and found the work. They may even know how to build apps themselves, giving them more funds for hiring a great marketing company to help them find new clients. Yet they may not want to find too many clients. Keeping the business at the microbusiness level and working their day job may really appeal to them. Their microbusiness is likely to make them an extra $5,000 to $20,000 a year. Not too bad for a side income.

If an endeavor like this is not successful, they will only have lost a small amount of money they did not absolutely need. This allows them to give it another shot. The time spent on the project was more than likely well spent as they probably learned from the experience. Perhaps they discovered another profitable endeavor and can pursue it with the extra money set aside in their risky fund. Whether a project works or not, they keep going and stay the course even if it takes them another six months or year to set aside some extra time and income for the next business.

We all know owning a business can provide us with an amazing lifestyle. So why do many individuals quit when they fail with their first effort? They probably think it is a waste of time and it won’t ever work. These people do not realize how businesses often differ from traditional jobs. As we know, when you get a job, you go to work, and you immediately get a paycheck after working for the company. Starting a business that makes you hundreds of thousands or millions of dollars a year often takes more time – time many of us simply do not have since we have to pay bills this month. That’s why staying the course may be easier with a secure employee position. Or it may be easier when you own a business that is in high demand but not necessarily your long-term goal.

You will more than likely be successful owning a microbusiness if you stick with it. It may take you a few years, and it might only provide you with an extra $15,000 a year. However, you will begin to think like an entrepreneur once you’re successful with a microbusiness. This is the thinking that could lead you to millions because you will have a better understanding of how businesses work. You will talk with several successful business owners and read books written by successful entrepreneurs. I have owned microbusinesses for nearly four years, and I have been starting to think more like an entrepreneur who is more comfortable with higher risks and higher returns. I’m starting to realize how business loans work and how to run a bigger business. I hope all of you interested in running your own microbusiness stay the course. It may take years to become truly wealthy as a bigger business owner, but let’s be honest: It is a realistic approach if you constantly do what you need to do in order to succeed and research other successful business owners.

87 Secrets to Outrageous Business Success

By Anthony Hilb

In his book, “87 Secrets to Outrageous Business Success: How to Reach Your Goals and Have Fun Doing it,” Bob Bly shares incredible advice on how to build and maintain a successful business. He has a great attitude, but he still points out that difficulties arise in life, which is something many business authors avoid.

Bob keeps his sense of humor and gives examples of small problems he has been upset about such as a flat tire, a computer and backup drive of his that were completely erased, and a refrigerator ice cube dispenser that suddenly stopped working. He admits these small problems can be painful, but he acknowledges these problems are silly to get too upset about stating: “Any day you wake up in good health with a roof over your head and food to eat is a good day.”

87 Secrets goes on to clearly outline actions which you can take to bring your business to the next level. I highly recommend this book and the other 80+ books he has published. Do yourself a favor and visit his website at You’ll be glad you did.



Our First Book!

First Book! On March 28th last year we released our first book! Pick up a digital copy and physical copy on Amazon! A portion of the profits from the book will go to charity: water!